How to make a will online with ease in the UK
- East Sussex Wills
- Jul 4
- 11 min read
More and more people in the UK are looking to make a will online these days. It’s a super handy way to get your affairs in order without all the fuss. This article will walk you through how to do it simply and easily. We'll cover everything from picking the right service to making sure your will is actually valid. So, if you're thinking about sorting out your will, stick around. We've got you covered.
Key Takeaways
Online will services offer a quick and easy way to create your will.
Always check the provider's reputation and how they handle data.
Your will needs to be signed by two witnesses for it to be legal in the UK.
Keep your will in a safe place and tell your executors where it is.
You can make changes to your online will, but make sure you follow the correct steps.
Understanding Online Will Writing
The Convenience of Digital Will Services
Let's be honest, thinking about writing a will isn't exactly a fun day out. It's one of those things we all know we should do, but often put off. That's where online will writing services come in. They offer a way to create a legally binding will from the comfort of your own home, at your own pace. No need to book appointments, travel to a solicitor's office, or even put on trousers if you don't want to!
24/7 availability: Work on your will whenever it suits you.
Reduced costs: Often cheaper than traditional solicitor services.
User-friendly interfaces: Designed to be easy to understand, even if you're not a legal expert.
Key Considerations for Online Wills
While the convenience is a big plus, it's important to go in with your eyes open. Online wills aren't a one-size-fits-all solution. If you have a complex estate, lots of assets, or tricky family situations, you might still be better off seeking advice from a solicitor. It's also worth remembering that online services can't offer the same level of personalised advice as a face-to-face meeting.
Here are a few things to think about:
Complexity of your estate: Simple estates are usually fine, but complex ones might need expert help.
Specific legal requirements: Make sure the service complies with UK law.
Support and guidance: Does the provider offer adequate support if you get stuck?
Ensuring Your Online Will is Valid
Creating a will is one thing, but making sure it's actually legally valid is another. In the UK, there are specific requirements that need to be met for a will to be recognised. This includes things like having it properly witnessed. Don't assume that just because you've filled in an online form, your will is automatically valid. Always double-check the requirements and follow the instructions carefully. You can complete a simple online interview to record your wishes.
It's always a good idea to get your will checked by a legal professional, even if you've used an online service. This can give you peace of mind that everything is in order and that your wishes will be carried out as you intend.
Choosing the Right Online Will Provider
Comparing Leading UK Online Will Services
So, you're thinking about making a will online? Good on you! But with so many options out there, how do you pick the right one? It's a bit like choosing a takeaway – you want something reliable, good value, and that gets the job done properly. Several companies offer online will creation in the UK, each with its own quirks and features. Some of the big names include Farewill, Co-op Legal Services, and Octopus Legacy.
It's worth spending a bit of time comparing what they offer. Look at things like:
Price: What's included in the base price, and are there any hidden extras?
Ease of Use: Is the website easy to navigate, even if you're not tech-savvy?
Support: What kind of support is available if you get stuck? Is there a phone number you can call, or is it just email?
Reviews: What are other people saying about their experience? Check out independent review sites to get a balanced view.
Factors to Consider When Selecting a Provider
Choosing an online will provider isn't just about finding the cheapest option. There are other things to think about too. Consider the complexity of your estate. If you have a straightforward situation (e.g., you want to leave everything to your spouse), a basic online will service might be fine. But if you have a more complex situation (e.g., you have multiple properties, business interests, or you want to set up trusts), you might need a more comprehensive service or even a traditional solicitor.
Here's a few things to keep in mind:
Complexity of your assets: Do you have overseas property or complex investments?
Family situation: Are there any potential family disputes that could arise?
Charitable giving: Do you want to leave any gifts to charity?
Data security: How does the provider protect your personal information?
It's important to remember that an online will is only as good as the information you put into it. Take your time, be accurate, and don't be afraid to seek professional advice if you're unsure about anything.
Accessibility Features of Online Platforms
It's important that everyone can access these services, regardless of their abilities. Some providers are better than others when it comes to accessibility. Look for platforms that offer features like:
Clear and simple language: Avoids legal jargon and uses plain English.
Screen reader compatibility: Works well with screen readers for visually impaired users.
Adjustable font sizes: Allows users to increase the font size for easier reading.
Customer support: Offers support via phone or live chat for those who prefer not to use email.
Some providers, like Octopus Legacy, are actively working towards meeting accessibility standards like WCAG 2.2 AA. It's worth checking what measures each provider has in place to ensure their service is accessible to all.
Alternative Will Writing Methods
While online will services offer convenience, there are other routes you can take to create your will. These methods often involve more personal interaction and can be better suited for complex situations or those who prefer face-to-face guidance.
Home Visit Will Writing Services
Some companies offer the option of a solicitor visiting you at home to discuss and draught your will. This can be particularly useful for individuals with mobility issues or those who simply prefer the comfort of their own home.
Convenience of discussing your will in your own environment.
Personalised service tailored to your specific needs.
Opportunity to ask questions and receive immediate clarification.
Having someone come to your house can make the whole process feel less daunting. It's a more traditional approach, and some people find it reassuring to have that personal touch.
Telephone and Video Call Will Services
If a home visit isn't necessary, but you still want to speak to someone directly, telephone and video call services are a good middle ground. You can discuss your wishes and instructions with a professional from the comfort of your own home. Some providers like Irwin Mitchell offer video call will services.
Flexibility to schedule calls at a convenient time.
Cost-effective alternative to home visits.
Ability to see and speak to the solicitor, building trust and rapport.
In-Person Solicitor Appointments
For those who prefer a traditional approach, booking an appointment with a solicitor at their office is always an option. This allows for a detailed discussion of your circumstances and ensures that your will is drafted precisely to your specifications. You can find local branch will writing services.
Face-to-face consultation with a legal professional.
Thorough review of your assets and wishes.
Expert advice on complex legal matters related to inheritance and estate planning.
The Process of Making a Will Online
Step-by-Step Guide to Online Will Creation
Creating a will online might seem daunting, but it's usually a pretty straightforward process. First, you'll need to choose a reputable online will service. Once you've picked one, you'll typically register an account and begin the will creation process. This usually involves filling out an online questionnaire.
Here's a general idea of the steps involved:
Select your chosen provider.
Create an account and log in.
Complete the online questionnaire, providing all necessary information.
Review the generated will document.
Download and print your will.
Sign and witness your will according to UK law.
Information Required for Your Online Will
To make a will online, you'll need to gather some key information beforehand. This will help speed up the process and ensure your will accurately reflects your wishes. Expect to provide details about:
Your personal information (name, address, date of birth).
Details of your assets (property, savings, investments).
Information about your beneficiaries (names, addresses, relationships).
Your chosen executors (the people who will administer your will).
Guardians for any minor children, if applicable.
Specific gifts or bequests you wish to make.
It's a good idea to have all this information readily available before you start the online process. This will make the experience smoother and reduce the risk of errors or omissions. Consider making a list of your assets and beneficiaries beforehand.
Review and Finalisation of Your Digital Will
Once you've completed the online questionnaire, the will service will generate a draught will document. It's absolutely vital to carefully review this document to ensure it accurately reflects your intentions. Check for any errors or omissions, and make sure all the information is correct. Many services offer a review by a legal professional for an added fee, which can provide extra peace of mind. After you're happy with the document, you'll usually download and print it. The final step is to sign the will in the presence of two independent witnesses, as required by UK law. Make sure you understand the witnessing requirements to ensure your will is legally valid.
Legal Aspects of Online Wills in the UK
Witnessing Requirements for Online Wills
For a will to be legally binding in the UK, it needs to be signed in the presence of two independent witnesses. These witnesses must be over 18 and cannot be beneficiaries of the will, or the spouse/civil partner of a beneficiary. This applies whether you create your will online or through more traditional methods. The testator (the person making the will) must sign the will in the presence of both witnesses, and then each witness must sign in the presence of the testator. It's a bit of a palaver, but crucial for validity.
Storing Your Will Safely
Once your will is finalised and properly witnessed, keeping it safe is paramount. Here are a few options:
Solicitor Storage: Many solicitors offer will storage services, often for a small annual fee. This can be a secure and reliable option.
Bank Safe Deposit Box: A safe deposit box at your bank can provide a secure location, but ensure your executor knows where it is and how to access it.
Home Storage: If you choose to store your will at home, keep it in a fireproof and waterproof container in a secure location. Tell your executor where to find it.
It's a good idea to inform your executor (the person responsible for carrying out your wishes) of the will's location. This saves them a lot of hassle later on. Don't just hide it away and hope they find it!
Making Amendments to Your Online Will
Life changes, and so might your wishes. If you need to make changes to your will after it's been finalised, you have a couple of options:
Codicil: A codicil is a supplementary document that amends, rather than replaces, your existing will. It must be signed and witnessed in the same way as the original will. This is useful for small changes.
New Will: For more significant changes, it's often best to create a completely new will. This revokes the previous will, ensuring your latest wishes are followed. Make sure you clearly state that you are revoking all previous wills. You can use digital estate planning to make the process easier.
It's worth noting that crossing things out or writing on your existing will can invalidate it, so avoid doing that at all costs!
Benefits of Using Online Will Services
Cost-Effectiveness of Online Wills
One of the most appealing aspects of creating a will online is the price. Online will services are generally much cheaper than using a traditional solicitor. This is because online platforms have lower overheads and can automate many parts of the will creation process. You're essentially paying for the software and a review, rather than an hourly rate for a lawyer's time. It's a great option if you have a straightforward estate and want to save some money.
Time Efficiency in Will Preparation
Online will services are incredibly efficient. You can complete the entire process from the comfort of your own home, at a time that suits you. There's no need to book appointments, travel to a solicitor's office, or wait weeks for a draught to be prepared. The online interview process is usually quick and easy to follow, and you can often have a completed will ready for signing within a few hours. This is especially useful if you need to assess their reliability quickly.
Here's a quick comparison:
Method | Time to Completion |
---|---|
Online Will | 1-2 hours |
Traditional Solicitor | Weeks |
Peace of Mind with a Valid Will
Perhaps the biggest benefit of using an online will service is the peace of mind it provides. Knowing that you have a legally valid will in place can alleviate a lot of stress and worry. It ensures that your wishes will be carried out after you're gone, and that your loved ones will be taken care of. Many online services also offer support and guidance throughout the process, so you can be confident that you're making the right decisions. It's about securing your legacy and ensuring your family's future is protected.
Having a will in place is one of the most important things you can do for your family. It ensures that your assets are distributed according to your wishes, and it can help to avoid disputes and legal battles after you're gone. It's a gift to your loved ones, and it shows that you care about their future.
Making a will online is a smart move for many folks. It's often cheaper than seeing a solicitor, and you can do it from your comfy sofa whenever suits you. Plus, it's usually quicker to sort out. If you're thinking about getting your affairs in order, why not pop over to our website and get a free quote today?
Wrapping Things Up
So, there you have it. Making a will online in the UK doesn't have to be a big, scary thing. It's actually pretty straightforward these days, with lots of choices to fit what you need. Whether you like doing things from your sofa or chatting with someone over the phone, there's an option out there. Getting your will sorted just gives you that peace of mind, knowing your wishes are clear. It's a smart move, and honestly, it's not as much of a headache as you might think. Just pick a service that feels right for you and get it done.
Frequently Asked Questions
Is an online will valid in the UK?
Yes, an online will can be just as real and binding as one made with a lawyer, as long as you follow all the rules for signing and witnessing. It's super important to get these steps right for your will to count.
How much does it cost to make a will online?
Making a will online is usually much cheaper than seeing a lawyer in person. Prices can change based on the service you pick and how simple or complex your will is. Some places even let you make a basic will for free.
Are online wills suitable for complex situations?
Most online will services are made for simple situations. If your money matters are a bit tricky, like owning businesses or having family members with special needs, it's probably best to talk to a lawyer.
What happens after I complete my online will?
After you finish your will online, you'll need to print it out. Then, you and two grown-up witnesses must sign it in the right way. Your witnesses can't be people who will get something from your will, or their spouses.
Where should I store my online will?
You should keep your will in a safe spot where it won't get lost or damaged. Many online will services offer places to store your will, or you can keep it with a lawyer or at the Probate Service.
Can I make changes to my online will later?
You can change your online will whenever you need to. Most online services let you update your will easily. Just remember, any changes need to be signed and witnessed properly to be legal.