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Secure Your Legacy: Finding the Best Place to Buy a Will Kit in the UK

  • Writer: East Sussex Wills
    East Sussex Wills
  • 2 days ago
  • 16 min read

Sorting out your will can feel like a big job, can't it? You want to make sure everything's in order for your loved ones, but figuring out the best way to do it can be confusing. There are so many options out there, from those little kits you can pick up to online services. This article will help you figure out where to buy a will kit that suits you and your needs, making the whole process a bit less daunting.

Key Takeaways

  • You can find will kits at your local Post Office, stationery shops, and various online retailers, often for a low price.

  • DIY will kits provide templates and basic instructions, but they're best suited for very simple estates and personal wishes.

  • Online will writing services offer a middle ground, providing guided steps, legal support, and template checking for a reasonable fee.

  • Solicitor-approved kits and services ensure your will meets legal standards and can handle more complex situations.

  • When choosing where to buy a will kit, consider the complexity of your estate, your budget, and the level of support you need.

1. Online Will Writing Services

If you're looking for a middle ground between a DIY kit and a full solicitor service, online will writing platforms are a pretty good shout. They're generally much cheaper than hiring a lawyer, but still offer some level of expert guidance, which can be a real comfort. You can often get your will sorted in as little as 15 minutes, which is handy if you're short on time. The process usually involves filling out a questionnaire online, which guides you through the necessary information.

These services are ideal for straightforward estates and personal wishes.

Here's a typical breakdown of how it works:

  • Questionnaire: You'll answer a series of questions about your assets, beneficiaries, and any specific wishes you have.

  • Expert Review: Many services have legal experts who will check your draft will to make sure it's correct and legally sound.

  • Delivery: You'll receive your completed will, usually within a few days, ready for you to print and sign.

  • Updates: Most platforms allow you to make changes to your will online, often for free for the first year or a small annual fee.

While online services are great for many, they might not be the best fit if your estate is particularly complex, perhaps involving foreign assets or intricate trust arrangements. In those cases, professional legal advice is usually the safer bet.

Here's a quick look at what you might get:

Feature

Typical Offering

Time to complete

As little as 15 minutes

Cost

Around £90

Legal support

On-hand expert advice and review

Updates

Often free for the first year, then a small fee

2. Solicitor-Approved Will Kits

When you're thinking about sorting out your will, you might come across something called a 'solicitor-approved will kit'. These are basically pre-made will documents that have been put together by legal professionals, or at least checked over by them, to make sure they meet the legal standards here in England and Wales. The idea is that you get the benefit of legal expertise without having to pay a solicitor's hourly rate for the whole process.

These kits aim to give you peace of mind that your will is legally sound. They often come with ready-to-use forms that cover various situations, like if you're single, married, or have children. You usually get clear, step-by-step instructions to guide you through naming executors, deciding who gets what, and even appointing guardians for any younger children. It's a bit like having a legal expert looking over your shoulder, but you're doing the actual writing yourself.

Here's what you can typically expect:

  • Ready-to-use forms: Templates designed for different family structures.

  • Clear instructions: Guidance on all the key parts of a will.

  • Legal compliance: Designed to meet the requirements for England & Wales.

  • Optional extras: Some might include worksheets to help you plan.

It's a good middle ground if you feel a standard DIY kit might be too basic, but you're not quite ready to commit to full solicitor fees. They can be a really practical way to get your affairs in order, especially if your situation isn't overly complicated. You can find these kinds of kits from various providers, sometimes online or through specific retailers. It's worth comparing what's on offer to see which one best suits your needs and budget. For example, some services offer a review of your completed will by an expert, which adds another layer of security. If you're looking for help with estate planning in Norwich, there are local specialists who can guide you through your options.

Using a solicitor-approved kit means you're following a path that's been vetted by legal professionals. It helps to avoid common mistakes that can invalidate a will or cause confusion later on for your loved ones. It's about making sure your final wishes are clear and legally recognised.

While they offer a good level of assurance, it's always wise to check the specifics of what each kit includes. Some might be more basic than others, and if you have a particularly complex estate or family situation, you might still want to consider getting some tailored legal advice. But for many people, these kits provide a solid and affordable solution for creating a valid will.

3. DIY Will Kits

Right then, let's talk about DIY will kits. You know, the ones you might see advertised or even pick up from a high street shop or a post office. The idea is pretty straightforward: you get a template, fill in the blanks, and hopefully, you've got yourself a legally binding will. It's certainly the cheapest way to get started with your will.

These kits often come with a set of forms and some basic instructions. They're designed to guide you through the process, making sure you include the key bits of information needed, like who your beneficiaries are and what you want them to have. They can be a good starting point if you're completely new to this and don't know where to begin.

Here's a quick look at what you might find:

  • A pre-printed will form.

  • Guidance notes on how to fill it out.

  • Sometimes, an example of a completed will.

Now, while these kits can be incredibly cheap, sometimes even just a few pounds, it's worth remembering they're generally best suited for the simplest of situations. Think about it: if you've got a straightforward life, no complicated family arrangements, and just a few assets to pass on, a DIY kit might just do the trick. But if things get a bit more complex, you might find yourself running into trouble.

The main thing to remember with any DIY will kit is that it needs to be signed by you and then witnessed by two adults who aren't beneficiaries. Get this wrong, and your will could be invalid, causing a whole heap of trouble for your loved ones down the line.

For example, if you have children from a previous relationship, own property jointly with someone who isn't your spouse, or have specific wishes about how your estate should be managed, a generic template might not have the flexibility you need. Trying to adapt it can lead to errors, and honestly, that's the last thing you want when it comes to your legacy. It's a bit like trying to build flat-pack furniture with missing instructions – you might get there, but it's going to be a struggle and the end result might not be quite right.

4. Post Office Will Kits

You might see the term 'Post Office Will Kit' floating around, and it's easy to think it's a specific product you can grab from your local branch. In reality, it's more of a general term for a DIY will template. Think of it as a starting point, a bit like a fill-in-the-blanks exercise for your will, rather than a fully formed service.

These kits are often found in stationery shops, online, and yes, sometimes at the Post Office itself. They provide a structure to help you get your thoughts down on paper, following the general rules for wills in the UK. The idea is to make sure your will is clear and doesn't leave room for confusion later on. They can be quite inexpensive, sometimes even free or just a few pounds, which is certainly appealing.

However, it's important to be realistic about what these kits offer. While they can be legally binding if signed and witnessed correctly, they're really only suitable for the most straightforward situations. If your circumstances are a bit more complex – maybe you have children from a previous relationship, or you're not married to your partner – these kits might not be enough.

Here's a quick look at the upsides and downsides:

  • Pros:Very affordable, often free or low cost.Widely available.Provides a basic template, better than a blank page.Can be completed at home.

  • Cons:Limited ability to personalise your wishes.No legal advice or support if you get stuck.Higher risk of errors or ambiguity.Not suitable for complex estates or family situations.Can lead to disputes or challenges later.

While a DIY will kit from the Post Office might seem like a simple and cheap solution, it's crucial to consider if it truly fits your needs. For many, the potential for errors and the lack of expert guidance can create more problems than they solve down the line, potentially costing your loved ones more in the long run.

5. Will Writing Specialists

Sometimes, you just want to talk to a person, right? That's where will writing specialists come in. They're not quite solicitors, but they're definitely a step up from a basic kit you grab off the shelf. Think of them as the middle ground – offering professional advice without the hefty solicitor price tag.

These specialists often have a good amount of experience in sorting out wills and can help with more than just the basics. They're particularly useful if your situation isn't super straightforward but doesn't quite warrant a full-blown solicitor's attention. They can guide you through the process, making sure everything is clear and legally sound.

Here’s what you can generally expect:

  • Personalised advice: They'll chat with you about your specific circumstances.

  • Legal checks: Your will is usually reviewed by experts to make sure it's correct.

  • Support throughout: You can usually ask questions as you go.

  • Secure storage: Many offer to keep your will safe for you.

The main benefit is getting that extra layer of assurance that your will is properly put together and will actually do what you want it to. It’s a good option if you want peace of mind and a bit more hand-holding than an online service might provide, but still want to keep costs down compared to a traditional lawyer. They can help you understand things like trusts or specific bequests, which can be a bit confusing otherwise. For example, if you're thinking about how to manage your estate planning and will writing services in Swindon, a specialist could be a good starting point.

When you're dealing with something as important as your legacy, sometimes the human touch makes all the difference. Specialists bridge the gap between a DIY approach and expensive legal fees, offering a balanced solution for many people.

Costs can vary, but you're often looking at a range that's more affordable than a solicitor. Some specialists might charge around £99 to £200 for a standard will, though more complex situations will naturally cost more. It’s always worth getting a quote and understanding exactly what’s included before you commit. They can also advise on related documents, like Lasting Powers of Attorney, which are pretty important to consider alongside your will.

6. Last Will and Testament Kit (England & Wales)

When you're thinking about sorting out your will, especially if you live in England or Wales, you might come across specific kits designed for this region. These kits are usually put together to make sure they follow the legal rules that apply here. It's a bit like getting a specific tool for a specific job, you know? These kits aim to simplify the process of creating a legally sound document that covers your wishes for your property and belongings after you're gone.

What's usually inside one of these kits? Well, you'll typically find:

  • Ready-to-use will forms: These are templates you fill in. They often cater to different situations, like being single, married, or in a civil partnership.

  • Step-by-step instructions: These are meant to guide you through naming executors (the people who'll sort out your estate), deciding who gets what, and even making arrangements for your funeral.

  • Worksheets or guides: Sometimes there are extra bits to help you think through your assets and who you want to benefit.

These kits are generally put together by people who know about wills, sometimes even solicitors, so they should be pretty reliable for straightforward situations. They're often a good middle ground if you don't want to pay solicitor fees but feel a bit unsure about just writing everything down yourself from scratch.

It's important to remember that while these kits are designed for England and Wales, they're usually best suited for simpler estates. If you have a lot of property, business interests, or complicated family arrangements, you might need more specific advice.

For example, a kit might help you appoint guardians for young children, which is a big worry for many parents. It can also help you specify any particular gifts you want to make, like a piece of jewellery to a friend or a sum of money to a charity. The idea is to give you control and peace of mind.

7. Downloadable Forms & Will Writing Worksheet

Sometimes, you just want to get things down on paper yourself before you commit to a final document. That's where downloadable forms and a will writing worksheet come in handy. Think of a worksheet as a bit of a practice run for your will. It helps you gather all the necessary information in one place, making the actual writing process much smoother. You can jot down details about your assets, who you want to inherit what, and who you'd like to be your executor. This preparation can save a lot of time and prevent mistakes later on.

These worksheets are usually designed to be straightforward. They often break down the complex task of will writing into manageable steps. You might find sections for:

  • Listing all your property and possessions.

  • Naming your beneficiaries and specifying their share.

  • Choosing executors and guardians for children.

  • Outlining funeral wishes.

  • Considering any specific gifts or legacies.

Many services that offer will kits also provide these downloadable resources. They're a great way to get a feel for the process and ensure you haven't forgotten anything important. It's a bit like using a template before you start writing an essay – it gives you structure. You can often find these resources from places that also offer online will writing, giving you a flexible approach to creating your will.

Using a worksheet helps you think through all the potential scenarios and your exact wishes. It's a proactive step that ensures clarity for both you and your loved ones when the time comes. Don't underestimate the power of a bit of pre-planning.

Once you've filled out the worksheet, you can then use it to complete your actual will, whether that's using a pre-printed kit or an online service. It's a practical tool for anyone wanting to take control of their estate planning without feeling overwhelmed.

8. Ready-to-Use Will Forms

So, you've decided to get your affairs in order and are looking at will kits. "Ready-to-use will forms" sound pretty straightforward, right? They're essentially pre-printed documents designed to guide you through the process of writing your last will and testament. Think of them as a template that's already got the legal structure in place, so you just need to fill in the blanks with your specific wishes.

These forms are often part of a larger kit, sometimes solicitor-approved, sometimes more basic. The idea is to make it simpler than starting from scratch. You'll typically find sections for naming your executor (the person who will manage your estate), specifying beneficiaries (who gets what), and appointing guardians if you have young children. The main benefit is that they provide a clear framework, reducing the chance of missing important legal elements.

Here’s a general idea of what you might find within these ready-to-use forms:

  • Executor Details: Space to write down the full name and address of the person you trust to carry out your will.

  • Beneficiary Information: Sections to list who you want to inherit your assets, including specific items or monetary gifts.

  • Guardian Appointments: If you have children under 18, there will be a place to name who you'd like to look after them.

  • Funeral Wishes: Some forms allow you to state your preferences for your funeral arrangements.

  • Residuary Estate: A clause to determine who inherits whatever is left after specific gifts and debts have been settled.

While these forms aim for simplicity, it's always wise to double-check that the specific kit you choose is suitable for your circumstances and is valid in England & Wales. Getting this right means your loved ones won't face unnecessary complications. Making a will is essential for safeguarding assets and dependents. This guide offers advice on how to write a will affordably, including options for doing so online for free or at a low cost. making a will

Some kits offer different versions of the forms to suit various situations, like single people, married couples, or those in civil partnerships. It's about finding a form that matches your life. They can be a good middle ground if you find fully online services a bit too abstract but a solicitor's office feels a bit much.

9. Step-by-Step Instructions

So, you've decided to get your affairs in order with a will kit. That's a smart move, really. But where do you even begin? Most good will kits, whether they're online services or physical packs, come with instructions. These guides are your best friend in this process. They break down what can seem like a daunting task into manageable chunks.

Think of it like following a recipe. You wouldn't just throw ingredients in a bowl and hope for the best, would you? A will is similar. You need to gather your information, make decisions, and then put it all down correctly.

Here’s a general idea of what you can expect:

  • Gathering Your Information: This usually involves listing your assets (what you own, like property, savings, and valuables) and your liabilities (any debts you might have).

  • Deciding on Beneficiaries: Who do you want to inherit your estate? You'll need their full names and relationship to you.

  • Naming an Executor: This is the person (or people) responsible for carrying out the instructions in your will. Choose someone you trust implicitly.

  • Appointing Guardians (if applicable): If you have young children, you'll need to name guardians to look after them.

  • Making Specific Gifts: You might want to leave particular items or sums of money to specific people or charities.

  • Funeral Wishes: Some kits allow you to state your preferences for your funeral, though these aren't always legally binding.

It's really important to read each step carefully. Don't skim over anything, especially the parts about signing and witnessing. Getting this wrong can invalidate your entire will, which is the last thing you want. Take your time and make sure you understand what's being asked of you at each stage.

Some kits might even provide a worksheet to help you organise your thoughts before you fill out the actual will form. This can be super helpful for making sure you haven't missed anything important. The goal is to make sure your wishes are clear and legally sound, so your loved ones don't have to guess what you wanted.

10. Will Templates

Will templates are essentially pre-written documents that provide a basic structure for your will. Think of them as a starting point, a bit like a fill-in-the-blanks exercise for your final wishes. They're often found in DIY will kits or available as standalone downloads.

Using a template can be a good way to get started, especially if your situation is fairly straightforward. It helps you think about the key sections you need to include, like appointing an executor, naming beneficiaries, and specifying how your assets should be divided. Many templates come with instructions to guide you through the process.

Here's what you might find in a typical will template:

  • Personal Details: Your name, address, and date of birth.

  • Executor Appointment: Who you want to manage your estate.

  • Beneficiary Details: Who will inherit your assets.

  • Specific Gifts: Any particular items or sums of money you want to leave to specific people.

  • Residuary Estate: How the remainder of your estate should be distributed.

  • Guardianship: If you have young children, who you want to look after them.

  • Funeral Wishes: Any specific requests you have for your funeral.

While templates offer a cost-effective and accessible way to draft a will, it's important to be aware of their limitations. They might not cover more complex situations, such as blended families, significant business assets, or beneficiaries with special needs. If your circumstances are anything other than very simple, you might find that a template doesn't quite fit your needs, potentially leading to confusion or legal challenges later on.

It's always a good idea to double-check if the template you're using is up-to-date with current UK law. Laws can change, and an outdated template could cause problems.

Thinking about making a will? It's a smart move to sort out your wishes for the future. We can help you create a will that's just right for you, making sure everything is clear and easy for your loved ones. Don't put it off any longer; get peace of mind today. Visit our website to learn more and get started.

Making Your Choice

So, there you have it. While those free or cheap will kits from the post office might seem like a good idea at first glance, they really are only suitable for the most straightforward situations. If you have anything even a little bit complicated, like children from a previous relationship or a business, you could be creating more problems than you solve. For most people, a middle ground is probably best. Online services offer a good balance of affordability and expert guidance, making sure your wishes are clear and legally sound without costing a fortune. It’s about finding that peace of mind, knowing your loved ones will be looked after exactly how you intended.

Frequently Asked Questions

What exactly is a will kit?

A will kit is basically a package that helps you write your own will. It usually includes forms and instructions to guide you through the process. Think of it like a recipe for making sure your stuff goes to the right people after you're gone.

Are those cheap will kits from the Post Office any good?

They can be okay for really simple situations, like if you have very little and want to give it to just one or two people. But, they don't let you change things much, and if you make a mistake, it could cause big problems and cost your family more money later on.

When should I definitely NOT use a DIY will kit?

You should avoid DIY kits if you own property, have young children needing guardians, have more than one person you want to give things to, or if your situation is a bit complicated. It's better to get expert help then to avoid mistakes.

What's the difference between a will kit and an online will service?

Online services often give you more support and clearer instructions than a basic kit. They're usually created by legal experts, and some even have people you can talk to if you get stuck. It's a bit like having a helpful guide while you fill out the forms.

Can I just write my will myself without a kit?

Technically, yes, you could write it on a piece of paper. But, there are strict rules about how it needs to be written and signed to be legal. If you mess up, your will might not count, and that could lead to a lot of trouble for your loved ones.

How do I know if my will is legally valid?

For a will to be legally valid in the UK, you must be over 18, understand what you're doing, and sign it in front of two adult witnesses. These witnesses also need to sign it. Using a kit or service that's approved by solicitors helps make sure you get all these steps right.

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